I could use encouragement. After a long drawn out effort (can you say more than two years?) it appears I cannot afford the modification monthly payment which is no lower than when I had a nasty adjustable rate mortgage. The uncertainty I’ve been living with about if and when we need to move is nerve wracking. At this point I do not know if foreclosure will take three months or a year. The most daunting part for me besides the physical move is making decisions about possessions- what to try and sell (things are not selling very easily on Craig’s list), give away or keep. I hate the idea of paying to put any stuff in storage. We Americans have too much stuff anyway. We have sooo many books even though two summers ago I gave 2/3 of my library to Christian Library International who places books in prisons and detnetion center for young people. http://www.christianlibraryinternational.org/
The exciting part is that we have a goal of becoming completely debt free in 2011. It will take a miracle but it is a goal nonetheless. I am kinda burned out and want to crawl in a hole and not talk to anyone a lot of days. In considering where to move I want to have a bedroom for my son who is a high school junior. And then I have two daughters who come home from college in the summer and some weekends so whether to try for a three bedroom place which would be more expensive is a very difficult decision. If all the kids were grown I’d be up for living in a studio apartment especially as we work to get out of debt and start rebuilding.
Another exciting part is the prospect of lightening our load so we are able to be more mobile if God wants us to travel, go on mission trips, etc. in the future. Maybe this is my dreamy fantasy wanderlust talking. I encourage young people not to wait to follow dreams they have. There are always too many reasons why it is not a good time to take the risks to live out some of our dreams. I guess having an ordinary life with a place to live is a really good dream. It will be a very sad day when I actually have to leave my house. I still can’t fathom it really after living here for six years. I worked so hard to earn my way into this house and it has been a beautiful home for my kids and me. This is such a mixture of exciting adventure and deep sadness. So how is everything in your life? I wonder how others are dealing with issues of affording housing and whether the United States administrations programs to help American not lose their homes is working for anyone.
"Too much stuff, too much stuff,
More than enough, more than enough.
It's out of the closets and filling our space;
It's growing and spilling all over the place;
We're tripping all over, a terrible case of too much stuff.
"Too much stuff, too much stuff,
More than enough, more than enough.
The piles are staring us in the face;
They multiply at an alarming pace;
And soon we'll be buried without a trace in too much stuff.
"Too much stuff, too much stuff,
More than enough, more than enough.
It isn't easy to run the race;
With all of this stuff slowing down the pace;
I think that I need some additional grace for too much stuff."
More than enough, more than enough.
It's out of the closets and filling our space;
It's growing and spilling all over the place;
We're tripping all over, a terrible case of too much stuff.
"Too much stuff, too much stuff,
More than enough, more than enough.
The piles are staring us in the face;
They multiply at an alarming pace;
And soon we'll be buried without a trace in too much stuff.
"Too much stuff, too much stuff,
More than enough, more than enough.
It isn't easy to run the race;
With all of this stuff slowing down the pace;
I think that I need some additional grace for too much stuff."
Janet Jansen
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